This email address is being protected from spambots. You need JavaScript enabled to view it. PDF Print E-mail

 

To contact one of our professionals please click here This email address is being protected from spambots. You need JavaScript enabled to view it.

Consultants to Financial and Private equity industry.

If interested in Buying a Small Bank or Thrift. ( Our Role is Limited to Finders and Introduction)

We welcome your inquiries on how we can work together. We are a Bank Finders firm. If you are interested in the acquisition of

      1. Banks -Federal, National Banks

      2. Bank for blockchain /bitcoin

To contact one of our investment professionals please This email address is being protected from spambots. You need JavaScript enabled to view it.

We also custom search banks based on your requirements. We are bank finders and work on the basis of finders fee.

Please click here to This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Effective January 1, 2015:


1. An institution is well capitalized if it satisfies each of the following capital ratio standards: Total risk-based capital ratio (previously “total risk-based ratio”), 10.0% or greater; tier 1 risk-based capital ratio (previously “tier 1 risk-based ratio”), 8.0% or greater (as opposed to 6.0% or greater); leverage ratio (previously “tier 1 leverage ratio”), 5.0% or greater; and common equity tier 1 capital ratio, 6.5% or greater.

2. An institution is adequately capitalized if it is not well capitalized but satisfies each of the following capital ratio standards: Total risk-based capital ratio, 8.0% or greater; tier 1 risk-based capital ratio, 6.0% or greater (as opposed to 4.0% or greater); leverage ratio, 4.0% or greater; and common equity tier 1 capital ratio, 4.5% or greater.

3. The definition of an undercapitalized institution remains unchanged: An institution that does not qualify as either well capitalized or adequately capitalized.

We provide assistance in sourcing senior debt, mezzanine debt or equity capital. Our finance strategies support growth and operating objectives.  Credit Capital Funding has helped clients arrange optimal financing for transactions.

 

Type of Capital

Characteristics

Funds Purpose

Senior Debt

- Revolvers / Lines of Credit
- Term Debt / Notes
- Public or Private
- Secured or Unsecured
- Lowest Interest Rate

- Acquisitions
- Working Capital
- Equipment / Asset Purchases
- Facilities Expansion
- Inventory Finance
- Balance Sheet Management
- Receivable Management

Mezzanine

- Subordinated / Junior Debt
- Higher Interest Rates
- Unsecured Debt
- Multi-faceted Instruments

- Acquisitions
- Recapitalizations
- Management Buyout
- Liquidity

     

Please contact us to discuss your opportunity and to learn more.

The primary focus of our corporate consulting is to assist key decision makers in developing and executing strategies designed to maximize the realizable value of their businesses.

The three areas in our strategic advisory are:

  • Value Enhancement
  • Restructuring
  • Valuations

Business Credit Funding provides objective solutions for sourcing and closing key acquisitions. Our expertise comes in play from early state strategic planning to final transaction closing.

Our services include:

  • Performing targeted acquisition searches, domestically and internationally
  • assessing acquisition targets
  • Providing valuation
  • Management of the acquisition process
  • Oversight of the due diligence process
  • Negotiating preliminary and binding agreements
  • Divestitures

Our services include:

  • Assessment of prevailing market conditions and estimations of value
  • Determining appropriate strategies to solicit purchase offers
  • Development of confidential information documents
  • Identification and qualification of potential buyers
  • Development and execution of focused, confidential transaction strategies
  • Identifying and qualifying potential buyers, domestically
  • Negotiating terms of a letter of intent and definitive agreement
  • Representation of our client’s interests throughout all negotiations
  • Coordination of the due diligence process